Take Control of Your Finances: The 75 | 15 | 10 Method

How a Simple Budgeting System and Notion Helped Me Save More, Invest Smarter, and Build Financial Freedom—Without the Stress.

Elias

11/28/20243 min read

white concrete building
white concrete building

How the 75 | 15 | 10 Method transformed my financial life✨

A few years ago, I was stuck in a cycle that felt impossible to escape. 💸 Every month, I’d get paid, cover my bills, and then somehow watch the rest of my income vanish into dinners, online shopping, and random expenses I couldn’t even remember. I knew I wanted to save more and invest in my future, but every time I tried, it felt like there wasn’t enough left to make progress. Sound familiar?

I tried tracking every expense, cutting out my favorite coffee, and even downloading countless budget apps. But the truth was, I didn’t have a system that made sense for me. I needed something simple, structured, and actionable—a way to stop worrying about where my money was going and start feeling confident about how I was using it.

That’s when I discovered the 75 | 15 | 10 Method, and it truly changed everything.

What Is the 75 | 15 | 10 Method?💡

The concept is simple but powerful:

  • 🍕75% of your income goes to daily expenses: Rent, groceries, subscriptions—everything you need to live comfortably.

  • 📈15% is for investments: Building wealth through stocks, retirement funds, or even personal growth opportunities.

  • 🔒10% is for savings: Your emergency fund for unexpected events.

How the 75 | 15 | 10 Method Helped Me Take Control🌈

The first few months were eye-opening. By setting clear percentages for where my money should go, I finally had a roadmap that felt achievable. No more guilt about spending on things I loved because I knew it was already accounted for.

Suddenly, I wasn’t just getting by—I was building a safety net, investing in my future, and still enjoying life. Within a year, I:

  • Paid off lingering credit card debt.

  • 🛌💤Built an emergency fund that gave me peace of mind.

  • 📈Started investing regularly, something I’d been avoiding for years because it felt too complicated.

The Secret to Making It Work🔑

One of the biggest challenges with any financial method is staying consistent. That’s where Notion became the key to my success.

If you’re unfamiliar, Notion is a powerful, all-in-one productivity tool that allows you to create custom workflows, track progress, and organize your life. Whether you’re managing projects, taking notes, or planning finances, Notion offers complete flexibility to design systems that work for you.

When I first started using the 75 | 15 | 10 Method, I quickly realized that tracking everything manually was overwhelming. That’s why I turned to Notion to streamline the process. Over time, I developed a Notion Finance Planner—a template designed specifically to apply the 75 | 15 | 10 method effortlessly.

With this template, I was able to:

  • 💳Track my spending in real time to ensure I stayed within the 75% for daily expenses.

  • 📊Log my investments and visually monitor my portfolio's growth over time.

  • 🎉Set savings goals and celebrate milestones, like building an emergency fund that gave me peace of mind.

  • 🛒Keep track of unnessecary spendings with a subscription tracker

Whether you’re just starting out or looking to simplify your finances, this template transforms the 75 | 15 | 10 Method into a clear, actionable plan.

The 75 | 15 | 10 Finance Planner Template comes with a intiutive dashboard

Tracking all your expenses becomes effortless with this template.

Why the 75 | 15 | 10 Method Works💪

This method is so effective because it’s flexible. Whether you’re earning a lot or a little, the percentages adjust to your income. It’s not about being perfect every month; it’s about creating habits that lead to long-term stability and freedom.

If you’re ready to stop feeling stressed about money and start feeling in control, I highly recommend giving it a try.

Ready to Simplify Your Finances? 🚀

To help you get started, I’ve included the exact Notion template that I use. The Notion Finance Planner is designed to make budgeting, tracking, and goal-setting effortless. It’s perfect for anyone who wants to simplify their finances without losing sight of what matters most.

👉 Try the Notion Finance Planner now and take the first step toward financial freedom.

Looking back, I wish I’d found this method sooner. It’s not just about managing money—it’s about feeling empowered, reducing stress, and building the life you want. If you’re tired of feeling stuck, the 75 | 15 | 10 Method might be the fresh start you’ve been searching for.